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				<div class="et_pb_text_inner">2025 Open Enrollment</div>
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				<div class="et_pb_text_inner">October 28 – November 8<br />
2025 Open Enrollment is here! On this page, you’ll find out what’s new for this year, resources to learn more about your benefits offerings, and a checklist to guide you through your enrollment.</p>
<p>Remember, this year’s Open Enrollment is passive. This means that if you do not participate in 2025 enrollment, your current elections will roll over into the next plan year, with the exception of the Flexible Spending Accounts (FSA) and Commuter Benefits. These require election each year.</p>
<p>If currently enrolled in an FSA, and not planning to contribute to an FSA in 2025, you may carry over up to $640 in unused funds into 2025 by electing the:</p>
<p> 	2025 FSA with a $0 contribution, or<br />
 	Limited Purpose FSA with a $0 contribution, when also contributing to an HSA</p></div>
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				<div class="et_pb_text_inner">What’s Changing for 2025 Benefits<br />
Medical</p>
<p> 	Medical contributions increasing<br />
 	UPMC not offered in 2025<br />
 	New deductible limits announced by the IRS for the UnitedHealthcare HDHP Plan and Kaiser plans (except Hawaii POS 405): $3,300 for teammate-only / $6,600 for family<br />
 	New ID cards for the UnitedHealthcare HDHP Plan and the Kaiser plans (excluding Kaiser Hawaii POS 405 and Kaiser Northwest)<br />
 	New Calm Health app: programs and tools to help support your mental health (UnitedHealthcare and Surest members only). To learn more and get started, sign in to your myuhc.com account or the UnitedHealthcare app</p></div>
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				<div class="et_pb_text_inner"><p>Dental</p>
<p> 	100% teammate paid: available to spouses/domestic partners, even if accessible through their employer.<br />
 	If you do not want to continue your dental coverage, you must drop the benefit. Otherwise, your coverage will roll over into the next plan year.<br />
 	New ID cards for all members.</p></div>
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				<div class="et_pb_text_inner"><p>401(k)</p>
<p> 	Company match adjusted to 3% of eligible contributions.</p></div>
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				<div class="et_pb_text_inner">Open Enrollment Checklist</p>
<p> 	Learn about your many benefit choices in the 2025 Benefits Guide and think about your coverage needs.<br />
 	Access Workday HR using your network username and password. For assistance, contact the IT Help Desk at (804) 533-5556.<br />
 	Add dependents you wish to cover. Be prepared to provide their personal information, such as date of birth and Social Security number.<br />
 	Elect the benefits that best support you and your family. Don’t forget to designate beneficiaries.<br />
 	Review and complete your enrollment by November 8, 2024. If you don’t enroll, your current elections will roll over into the next plan year except for the FSAs and Commuter Benefits. These require an election each year.</p></div>
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				<div class="et_pb_text_inner">Questions or Need Benefits Help?<br />
Contact an O&amp;M Benefits Solutions Counselor at (800) 463-3819 or email the O&amp;M Benefits Solutions Team. They’ll help you understand your benefits options and make the right choices for your needs and budget. If you prefer to enroll over the phone, they can assist with this as well.<br />
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				<a class="et_pb_button et_pb_button_0 et_pb_bg_layout_light" href="https://www.myworkday.com/wday/authgwy/owensminor/login.htmld?">ENROLL</a>
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				<div class="et_pb_text_inner">Other Resources to Help You Learn About Your Benefits</div>
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				<a href="https://www.flipsnack.com/9EACC56EFB5/owemi24_3592321_benefits_guide_web/full-view.html"><span class="et_pb_image_wrap "><img data-recalc-dims="1" loading="lazy" decoding="async" width="1080" height="617" src="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=1080%2C617&#038;ssl=1" alt="" title="2025 Guide" srcset="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?w=3791&ssl=1 3791w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=300%2C171&ssl=1 300w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=1024%2C585&ssl=1 1024w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=768%2C439&ssl=1 768w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=1536%2C878&ssl=1 1536w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=2048%2C1171&ssl=1 2048w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?resize=1080%2C617&ssl=1 1080w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?w=2160&ssl=1 2160w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-Guide.png?w=3240&ssl=1 3240w" sizes="(max-width: 1080px) 100vw, 1080px" class="wp-image-7669" /></span></a>
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				<div class="et_pb_text_inner">2025 Benefits Guide</div>
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				<a href="https://www.brainshark.com/LocktonSTL/25OwensAndMinorOE"><span class="et_pb_image_wrap "><img data-recalc-dims="1" loading="lazy" decoding="async" width="1080" height="608" src="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=1080%2C608&#038;ssl=1" alt="" title="brainshark" srcset="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?w=1920&ssl=1 1920w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=300%2C169&ssl=1 300w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=1024%2C576&ssl=1 1024w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=768%2C432&ssl=1 768w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=1536%2C864&ssl=1 1536w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=1080%2C608&ssl=1 1080w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=1280%2C720&ssl=1 1280w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=980%2C551&ssl=1 980w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/brainshark.jpg?resize=480%2C270&ssl=1 480w" sizes="(max-width: 1080px) 100vw, 1080px" class="wp-image-7845" /></span></a>
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				<div class="et_pb_text_inner">Open Enrollment Presentation</div>
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				<a href="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/10/OWEMI24_3890937_OE_One_Page_Highlights_9.27.24_FINAL.pdf"><span class="et_pb_image_wrap "><img data-recalc-dims="1" loading="lazy" decoding="async" width="1080" height="619" src="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=1080%2C619&#038;ssl=1" alt="" title="OMI-BH-25" srcset="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?w=3791&ssl=1 3791w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=300%2C172&ssl=1 300w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=1024%2C587&ssl=1 1024w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=768%2C440&ssl=1 768w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=1536%2C880&ssl=1 1536w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=2048%2C1174&ssl=1 2048w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=1080%2C619&ssl=1 1080w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=1280%2C734&ssl=1 1280w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=980%2C562&ssl=1 980w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?resize=480%2C275&ssl=1 480w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?w=2160&ssl=1 2160w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/OMI-BH-25.png?w=3240&ssl=1 3240w" sizes="(max-width: 1080px) 100vw, 1080px" class="wp-image-7674" /></span></a>
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				<div class="et_pb_text_inner">2025 Benefits Highlights</div>
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				<a href="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/10/2025-OE-TM-FAQs.pdf"><span class="et_pb_image_wrap "><img data-recalc-dims="1" loading="lazy" decoding="async" width="1080" height="608" src="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=1080%2C608&#038;ssl=1" alt="" title="2025-FAQs" srcset="https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?w=3791&ssl=1 3791w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=300%2C169&ssl=1 300w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=1024%2C577&ssl=1 1024w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=768%2C433&ssl=1 768w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=1536%2C865&ssl=1 1536w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=2048%2C1153&ssl=1 2048w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?resize=1080%2C608&ssl=1 1080w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?w=2160&ssl=1 2160w, https://i0.wp.com/owens-minor.mybenefitport.com/wp-content/uploads/2024/10/2025-FAQs.png?w=3240&ssl=1 3240w" sizes="(max-width: 1080px) 100vw, 1080px" class="wp-image-7808" /></span></a>
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				<div class="et_pb_text_inner">Open Enrollment FAQs</div>
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				<div id="new-employees" class="et_pb_row et_pb_row_22 et_pb_row_fullwidth et_pb_equal_columns et_pb_gutters1">
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				<div class="et_pb_text_inner">This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.</div>
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