[et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#872434" open_toggle_background_color="#f2f2f2" closed_toggle_background_color="#ffffff" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" toggle_text_color="#872434" body_text_color="#FFFFFF" global_colors_info="{}" template_type="module"][et_pb_accordion_item title="UHC PPO Core Plan" open="on" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" global_colors_info="{}"]<p>You pay a copay for office visits, in-network urgent care, and most covered prescription drugs. For other covered services, you pay the deductible plus coinsurance. When you reach your annual out-of-pocket maximum, the plan pays 100% for the rest of the year. You are eligible to enroll in the Health Care Flexible Spending Account (FSA).</p>
<p style="text-align: center;"><strong>AT FIRST<br /></strong>You pay a copay for office visits and prescriptions and the full cost of other covered services</p>
<p style="text-align: center;"><strong>MEET DEDUCTIBLE</strong><br />You and the plan share costs (coinsurance)<br />Share costs</p>
<p style="text-align: center;"><strong>REACH OUT-OF-POCKET MAX<br /></strong>Plan pays 100% Plan pays</p>
<p style="text-align: center;">[UHC PPO Core Plan Chart]</p>[/et_pb_accordion_item][et_pb_accordion_item title="UHC $3,200 High Deductible Health Plan w/Optional Health Savings Account:" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" global_colors_info="{}" open="off"]<p>This option has a higher deductible but lower premiums. You pay 100% of medical and prescription costs until you meet your deductible. Then the plan pays 70% of covered costs. If you reach your out-of-pocket maximum, the plan pays 100% until year-end. You are eligible to enroll in a tax-advantaged Health Savings Account (HSA) to help with out-of-pocket expenses. O&amp;M matches your contributions up to a certain amount depending on your coverage.</p>
<p style="text-align: center;"><strong>AT FIRST<br /></strong>You pay 100% for medical services and prescriptions<br />(HSA can be used to pay for expenses)<br />You pay </p>
<p style="text-align: center;"><strong>MEET DEDUCTIBLE<br /></strong>You and the plan share costs<br />(HSA can be used to pay for expenses)<br />Share costs</p>
<p style="text-align: center;"><strong>REACH OUT-OF-POCKET MAX<br /></strong>Plan pays 100%<br />Plan pays</p>
<p style="text-align: center;">[UHC $3,200 HDHP w/ Optional HSA Chart]</p>
<ul></ul>[/et_pb_accordion_item][et_pb_accordion_item title="UHC $3,200 High Deductible Health Plan w/Optional HSA" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" global_colors_info="{}" open="off"]<p>There’s no deductible or coinsurance. All your healthcare purchases have a fixed price (copay) for your out-of-pocket costs. You are eligible to enroll in a Health Care Flexible Spending Account (FSA).</p>
<p style="text-align: center;"><strong> AT FIRST</strong><br />You pay a fixed price (copay) for medical services and prescriptions (FSA can be used to pay for expenses)<br />You pay </p>
<p style="text-align: center;"><strong>REACH OUT-OF-POCKET MAX</strong><br />Plan pays 100% after copays accumulate and you hit the individual or family maximum<br />Plan pays</p>
<p>Plan pays 100% for in-network preventive care</p>
<p>Give your doctor’s office this information: The Surest network is UnitedHealthcare Choice Plus and Optum Behavioral Health.</p>
<p>[Surest PPO Plan Chart]</p>
<p>For more info, visit the UnitedHealthcare and Surest websites:</p>
<p>• UnitedHealthcare</p>
<p>• <strong><a href="https://join.surest.com/OwensMinor" target="_blank" rel="noopener">Surest</a></strong> (Access Code: OwensMinor2025)</p>[/et_pb_accordion_item][et_pb_accordion_item title="Surest PPO Plan" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" global_colors_info="{}" open="off"]<p>With this plan, there’s no deductible or coinsurance. Instead, all your healthcare purchases have a fixed price (copay) for your out-of-pocket costs. So you know the cost of your treatment options before you go to the doctor. If you enroll in this option, you can enroll in a Health Care Flexible Spending Account.</p>
<p><img src="http://owensandminor.mybenefitport.com/wp-content/uploads/2024/07/3.jpg" width="2556" height="496" alt="" class="wp-image-6717 size-full" /></p><hr>
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<h6>1 Costs vary depending on type of treatment.<br />2 Copay waived if admitted within 24 hours.<br />* Specialty must be filled through Optum Specialty Pharmacy (Mail Order only).<br />For more information, visit the UnitedHealthcare (UHC) and Surest websites:<br />• UnitedHealthcare (UHC): <span style="color: #ff0000;"><strong><a href="http://whyuhc.com/owensminor" target="_blank" rel="noopener" style="color: #872434;">whyuhc.com/owensminor</a></strong></span><br />• Surest:<span style="color: #872434;"><strong><a href="http://join.surest.com/OwensMinor" target="_blank" rel="noopener" style="color: #872434;"> join.surest.com/OwensMinor</a></strong></span> (Access Code: OwensMinor2024)</h6>
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