[et_pb_section fb_built="1" _builder_version="4.27.0" background_image="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/disability-scaled.jpg" min_height="300px" custom_padding="0px||0px|" collapsed="on" global_colors_info="{}"][et_pb_row padding_mobile="off" column_padding_mobile="on" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_code _builder_version="4.21.0" global_colors_info="{}"]<!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Main HEADER" module_id="eap" module_class="ksec-head" _builder_version="4.21.0" background_color="#FFFFFF" custom_padding="0px||0px|" filter_hue_rotate="359deg" collapsed="on" global_colors_info="{}"][et_pb_row padding_mobile="off" column_padding_mobile="on" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Header" _builder_version="4.27.0" header_font="--et_global_heading_font|500|||||||" header_text_align="center" header_text_color="#872434" header_font_size="44px" header_2_font="--et_global_heading_font||||||||" background_size="initial" background_position="top_left" background_repeat="repeat" background_layout="dark" module_alignment="center" global_colors_info="{}"]<h1>Disability Insurance</h1>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Medical Info" module_class="ksec-trans" _builder_version="4.21.0" custom_margin="0px||0px||false|false" custom_padding="0px|0px|0px|0px|false|false" collapsed="on" global_colors_info="{}"][et_pb_row column_structure="3_4,1_4" use_custom_gutter="on" gutter_width="1" make_equal="on" module_id="eligibility" _builder_version="4.21.0" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="3_4" _builder_version="4.16" background_color="#ffffff" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.27.0" custom_padding="||0px|||" global_colors_info="{}"]<p style="font-weight: 400;">We offer Disability Insurance through New York Life that replaces a portion of your income in the event of illness or injury. Teammates are eligible for Disability Insurance on the first of the month following 180 days of employment.</p>[/et_pb_text][et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#872434" open_toggle_background_color="#f2f2f2" closed_toggle_background_color="#ffffff" module_class="my_accordion" _builder_version="4.27.2" _module_preset="default" toggle_text_color="#872434" body_text_color="#FFFFFF" custom_margin="25px||||false|false" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_accordion_item title="Company Paid Short-Term Disability" _builder_version="4.27.2" _module_preset="default" body_text_color="#000000" global_colors_info="{}" open="off"]<p style="font-weight: 400;">Short-Term Disability coverage pays you a benefit if you temporarily can’t work because of an injury, illness, or maternity leave. Benefits may be reduced by other sources of income, such as state disability, sick pay, workers’ <span>compensation, Social Security, etc. Upon meeting eligibility requirements, you will be automatically enrolled in this coverage at no cost to you.</span><span> </span></p>
<p style="font-weight: 400;">[ninja_tables id="7409"]<span></span></p>
<h6 style="font-weight: 400;"><span>*</span><span></span><span>For detailed eligibility and waiting period information, please refer to </span><span>your plan documents.<br /></span><span>**Maximum payment period is based on the first day benefits become </span><span>payable, not on the first day you are disabled.</span></h6>
<p><span></span></p>
<p>&nbsp;</p>[/et_pb_accordion_item][et_pb_accordion_item title="Long-Term Disability" open="on" _builder_version="4.27.2" _module_preset="default" body_text_color="#000000" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]<p style="font-weight: 400;">Following 180 days of employment, you will have 31 days to elect this benefit, which you pay for.</p>
<p style="font-weight: 400;"><span>Enroll by visiting Workday HR or call an O&amp;M Benefits Solutions Counselor at </span><span><strong>(800) 463-3819</strong></span><span><strong>. </strong></span></p>
<p style="font-weight: 400;"><span>Long-Term Disability coverage pays you a certain percentage of your income if you can’t work because an injury or illness prevents you from performing any of your job functions for a long period of time. Benefits may be reduced if you have other sources of income, such as state disability, sick pay, etc.</span></p>
<p style="font-weight: 400;">[ninja_tables id="7412"]</p>
<h6 style="font-weight: 400;"><span>*Depending on your age at the time of disability, your benefits may be </span><span>subject to a different schedule. Refer to the Maximum Benefit Period </span><span>table, which can be found in your plan documents.</span></h6>
<p class="p1"><span style="font-size: medium;"><b><span style="color: #872434;">Evidence of Insurability</span></b></span></p>
<p>Long-term disability may require evidence of insurability (EOI). This means you’ll be asked to answer medical-related questions. After electing coverage, you will receive more information if EOI is required.</p>
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<ul></ul>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" background_color="#ffffff" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_sidebar disabled_on="on|on|off" _builder_version="4.21.0" _module_preset="default" custom_margin="|-59px||-56px|false|false" custom_padding="|||30px|false|false" border_color_right="#FFFFFF" border_width_left="1px" border_color_left="#d8d8d8" global_colors_info="{}"][/et_pb_sidebar][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Footer Section" module_class="ksec-trans" _builder_version="4.21.0" background_color="#e6e7e8" custom_padding="0px|0px|0px|0px|false|false" collapsed="on" global_colors_info="{}"][et_pb_row use_custom_gutter="on" gutter_width="1" make_equal="on" module_id="new-employees" module_class=" et_pb_row_fullwidth" _builder_version="4.21.0" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.21.0" background_enable_color="off" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.26.0" custom_margin="-30px||||false|false" global_colors_info="{}"]<span lang="EN-US"><span>This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. </span>In case of any discrepancy between this Benefits Website and the plan documents, <strong><i>t</i><i><span>he plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. </span></i></strong></span><span>Benefits are not a guarantee of employment.</span>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]