[et_pb_section fb_built="1" _builder_version="4.27.0" background_image="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/hsa-scaled.jpg" min_height="300px" custom_padding="0px||0px|" collapsed="on" global_colors_info="{}"][et_pb_row padding_mobile="off" column_padding_mobile="on" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_code _builder_version="4.21.0" global_colors_info="{}"]<!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Main HEADER" module_id="eap" module_class="ksec-head" _builder_version="4.21.0" background_color="#FFFFFF" custom_padding="0px||0px|" filter_hue_rotate="359deg" collapsed="on" global_colors_info="{}"][et_pb_row padding_mobile="off" column_padding_mobile="on" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Header" _builder_version="4.27.0" header_font="--et_global_heading_font|500|||||||" header_text_align="center" header_text_color="#872434" header_font_size="44px" header_2_font="--et_global_heading_font||||||||" background_size="initial" background_position="top_left" background_repeat="repeat" background_layout="dark" module_alignment="center" global_colors_info="{}"]<h1>Health Savings Account</h1>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Medical Info" module_class="ksec-trans" _builder_version="4.21.0" custom_margin="0px||0px||false|false" custom_padding="0px|0px|0px|0px|false|false" collapsed="on" global_colors_info="{}"][et_pb_row column_structure="3_4,1_4" use_custom_gutter="on" gutter_width="1" make_equal="on" module_id="eligibility" _builder_version="4.21.0" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="3_4" _builder_version="4.16" background_color="#ffffff" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.27.0" custom_padding="||0px|||" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]<p style="font-weight: 400;">Through Health Equity, we offer a Health Savings Account (HSA) to help you save money on out-of-pocket expenses that you and your family incur during the calendar year.</p>
<p style="font-weight: 400;">If you enroll in the High Deductible Health Plan (HDHP), you’re eligible to open and contribute money to a tax-free Health Savings Account (HSA). Contribute to an HSA and offset your out-of-pocket expenses with pre-tax dollars.</p>[/et_pb_text][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="--et_global_heading_font|500|||||||" header_2_text_color="#872434" custom_margin="20px||||false|false" custom_padding="||0px|||" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]<p><strong>How an HSA works:</strong></p>
<p><a href="https://www.irs.gov/publications/p502" target="_blank" rel="noopener"><img src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/How-an-HSA-works.png" width="2124" height="912" alt="" class="wp-image-7439 alignnone size-full" /></a></p>[/et_pb_text][et_pb_cta title="HSA Maximum Contribution Limits (includes company match)" _builder_version="4.27.0" _module_preset="default" custom_margin="30px||||false|false" hover_enabled="0" sticky_enabled="0" custom_padding="||0px||false|false"]<ul>
<li style="font-weight: 400; text-align: left;">$4,300 for teammate-only coverage</li>
<li style="font-weight: 400; text-align: left;">$8,550 for family coverage</li>
<li style="font-weight: 400; text-align: left;">$1,000 catch-up for ages 55 and older</li>
</ul>[/et_pb_cta][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="--et_global_heading_font|500|||||||" header_2_text_color="#872434" custom_margin="20px||||false|false" custom_padding="||0px|||" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]<h2 class="elementor-heading-title elementor-size-default">Triple Tax Savings with HSA</h2>[/et_pb_text][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="--et_global_heading_font|500|||||||" header_2_text_color="#872434" custom_margin="-10px||||false|false" custom_padding="||0px|||" hover_enabled="0" global_colors_info="{}" sticky_enabled="0" width="74%" module_alignment="center"]<p><img src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/Triple-Tax-Savings.png" width="2012" height="1104" alt="" class="wp-image-7440 alignnone size-full" /></p>[/et_pb_text][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="--et_global_heading_font|500|||||||" header_2_text_color="#872434" custom_margin="20px||||false|false" custom_padding="||0px|||" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]<p style="font-weight: 400;"><strong>Company Contributions<br /></strong>Owens &amp; Minor will match your HSA contributions up to the following threshold amounts:</p>
<ul>
<li style="font-weight: 400;">Teammate only: $300</li>
<li style="font-weight: 400;">Teammate + Spouse/Domestic Partner/Child(ren): $425</li>
<li style="font-weight: 400;">Family: $600</li>
</ul>
<p style="font-weight: 400;">Company contributions will be determined by multiple factors. The match amount will be paid out incrementally each pay period and prorated upon hire.</p>
<p style="font-weight: 400;"><strong>HSA Restrictions</strong></p>
<ul>
<li style="font-weight: 400;">You may not open an HSA if you or your spouse is enrolled in a Health Care Flexible Spending Account.</li>
<li style="font-weight: 400;">State taxes apply to contributions by residents of California, Alabama, and New Jersey.</li>
<li style="font-weight: 400;">You can’t have coverage through another non-HDHP, such as Medicare or a spouse’s plan.</li>
<li style="font-weight: 400;">You can’t contribute to your HSA if you’re no longer enrolled in an HDHP.</li>
<li style="font-weight: 400;">Funds may not be used to reimburse the expenses of your domestic partner or their children.</li>
</ul>[/et_pb_text][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" background_color="#ffffff" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_sidebar disabled_on="on|on|off" _builder_version="4.21.0" _module_preset="default" custom_margin="|-59px||-56px|false|false" custom_padding="|||30px|false|false" border_color_right="#FFFFFF" border_width_left="1px" border_color_left="#d8d8d8" global_colors_info="{}"][/et_pb_sidebar][et_pb_text _builder_version="4.27.0" _module_preset="default" hover_enabled="0" sticky_enabled="0"]<p style="font-weight: 400;">Want to learn more? Check out <a href="https://www.healthequity.com/learn" target="_blank" rel="noopener"><strong>Health Equity’s Learn website</strong></a>.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Footer Section" module_class="ksec-trans" _builder_version="4.21.0" background_color="#e6e7e8" custom_padding="0px|0px|0px|0px|false|false" collapsed="on" global_colors_info="{}"][et_pb_row use_custom_gutter="on" gutter_width="1" make_equal="on" module_id="new-employees" module_class=" et_pb_row_fullwidth" _builder_version="4.21.0" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.21.0" background_enable_color="off" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.26.0" custom_margin="-30px||||false|false" global_colors_info="{}"]<span lang="EN-US"><span>This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. </span>In case of any discrepancy between this Benefits Website and the plan documents, <strong><i>t</i><i><span>he plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. </span></i></strong></span><span>Benefits are not a guarantee of employment.</span>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]