<p><div class="et_pb_section et_pb_section_0 et_pb_with_background et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_row et_pb_row_1">
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				<div class="et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_text_inner">Disability Insurance</div>
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			</div><div class="et_pb_section et_pb_section_2 ksec-trans et_section_regular" >
				
				
				
				
				
				
				<div id="eligibility" class="et_pb_row et_pb_row_2 et_pb_equal_columns et_pb_gutters1">
				<div class="et_pb_column et_pb_column_3_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner">We offer Disability Insurance through New York Life that replaces a portion of your income in the event of illness or injury. Teammates are eligible for Disability Insurance on the first of the month following 180 days of employment.</div>
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				<div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_0  et_pb_toggle_open">
				
				
				
				
				<h5 class="et_pb_toggle_title">Company Paid Short-Term Disability</h5>
				<div class="et_pb_toggle_content clearfix">Short-Term Disability coverage pays you a benefit if you temporarily can’t work because of an injury, illness, or maternity leave. Benefits may be reduced by other sources of income, such as state disability, sick pay, workers’ compensation, Social Security, etc. Upon meeting eligibility requirements, you will be automatically enrolled in this coverage at no cost to you.<br />
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                                <th scope="col" colspan="2" class="ninja_column_0 ninja_clmn_nm_benefit ">Short-Term Disability Plan Summary</th><td class="ninja_temp_cell"></td></tr>
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            <td><b>Weekly Benefit Amount</td><td>60%</td>        </tr>
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            <td><b>Minimum Weekly Benefit</td><td>0</td>        </tr>
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            <td><b>Maximum Weekly Benefit</td><td>$5,000</td>        </tr>
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            <td><b>Benefits Begin After:</b><br>  Accident and sickness</td><td>7 days of disability*</td>        </tr>
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            <td><b>Maximum Benefit Duration**</td><td>180 days during a consecutive 12-month period, measured from the date the disability began</td>        </tr>
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<p>*For detailed eligibility and waiting period information, please refer to your plan documents.<br />
**Maximum payment period is based on the first day benefits become payable, not on the first day you are disabled.<br />
&nbsp;</p>
<p>&nbsp;</p></div>
			</div><div class="et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_1  et_pb_toggle_close">
				
				
				
				
				<h5 class="et_pb_toggle_title">Long-Term Disability</h5>
				<div class="et_pb_toggle_content clearfix">Following 180 days of employment, you will have 31 days to elect this benefit, which you pay for.<br />
Enroll by visiting Workday HR or call an O&amp;M Benefits Solutions Counselor at (800) 463-3819.<br />
Long-Term Disability coverage pays you a certain percentage of your income if you can’t work because an injury or illness prevents you from performing any of your job functions for a long period of time. Benefits may be reduced if you have other sources of income, such as state disability, sick pay, etc.<br />
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            <td><b>Monthly Benefit Amount</td><td>60%</td>        </tr>
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            <td><b>Minimum Monthly Benefit</td><td>$100</td>        </tr>
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            <td><b>Maximum Monthly Benefit</td><td>$20,000</td>        </tr>
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            <td><b>Benefits Begin After:</b><br>Accident and sickness</td><td>180 days of disability</td>        </tr>
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            <td><b>Maximum Benefit Duration**</td><td>Age 62 or under: The teammate’s 65th birthday or the date the 42nd monthly benefit is payable, if later</td>        </tr>
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<p>*Depending on your age at the time of disability, your benefits may be subject to a different schedule. Refer to the Maximum Benefit Period table, which can be found in your plan documents.<br />
Evidence of Insurability<br />
Long-term disability may require evidence of insurability (EOI). This means you’ll be asked to answer medical-related questions. After electing coverage, you will receive more information if EOI is required.</p>
<p>&nbsp;</p></div>
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				<div class="et_pb_text_inner"><p>This Benefits Website provides general information for our benefits-eligible teammates; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.</p></div>
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