[et_pb_section fb_built="1" _builder_version="4.27.0" background_image="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/medical-scaled.jpg" min_height="300px" custom_padding="0px||0px|" collapsed="on" global_colors_info="{}"][et_pb_row padding_mobile="off" column_padding_mobile="on" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_code _builder_version="4.21.0" global_colors_info="{}"]<!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] --><br /><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Main HEADER" module_id="eap" module_class="ksec-head" _builder_version="4.21.0" background_color="#FFFFFF" custom_padding="0px||0px|" filter_hue_rotate="359deg" collapsed="on" global_colors_info="{}"][et_pb_row padding_mobile="off" column_padding_mobile="on" _builder_version="4.16" background_size="initial" background_position="top_left" background_repeat="repeat" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Header" _builder_version="4.26.0" header_font="--et_global_heading_font|500|||||||" header_text_align="center" header_text_color="#872434" header_font_size="44px" background_size="initial" background_position="top_left" background_repeat="repeat" background_layout="dark" module_alignment="center" global_colors_info="{}"]<h1>Medical &amp; Prescription Drug</h1>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Medical Info" module_class="ksec-trans" _builder_version="4.21.0" custom_padding="0px|0px|0px|0px|false|false" collapsed="on" global_colors_info="{}"][et_pb_row column_structure="3_4,1_4" use_custom_gutter="on" gutter_width="1" make_equal="on" module_id="eligibility" _builder_version="4.26.0" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" custom_margin="0px||||false|false" custom_padding="0px||0px||false|false" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="3_4" _builder_version="4.16" background_color="#ffffff" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="||||||||" header_2_text_align="left" header_2_text_color="#872434" custom_margin="||30px||false|false" custom_padding="0px||0px|0px|false|false" global_colors_info="{}"]<h2>Find the Right Plan for You</h2>
<p style="font-weight: 400;">Consider the following to help you select the plans that fit your lifestyle and needs:</p>
<ul style="font-weight: 400;">
<ul style="font-weight: 400;">
<ul>
<ul style="padding-left: 30px;">
<li>Do you have specific prescription medication needs?</li>
<li>Are you anticipating surgery or non-preventive dental care?</li>
<li>Did you experience a <strong><a href="https://benefitsmyway.mybenefitport.com/enrollment-and-changes/">Qualified Life Event</a></strong> this year?</li>
<li>Do your current plans provide the coverage you need?<strong style="font-size: 14px;"> </strong></li>
</ul>
</ul>
</ul>
</ul>
<p>&nbsp;</p>[/et_pb_text][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="||||||||" header_2_text_align="left" header_2_text_color="#872434" custom_margin="-125px||30px||false|false" custom_padding="0px||0px|0px|false|false" global_colors_info="{}"]<p>Our medical plan options through UnitedHealthcare (UHC) and Surest have a range of coverage levels and costs so you can select the option that’s best for you. These plans provide in- and out-of-network coverage and prescription drug coverage through OptumRx.</p>
<p style="font-weight: 400;"></p>
<p style="font-weight: 400;">Note: Both are available in all states except Hawaii. </p>[/et_pb_text][et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#872434" open_toggle_background_color="#f2f2f2" closed_toggle_background_color="#ffffff" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" toggle_text_color="#872434" body_text_color="#FFFFFF" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_accordion_item title="1. UHC PPO Core Plan" open="on" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]<p>You pay a copay for office visits, in-network urgent care, and most covered prescription drugs. For other covered services, you pay the deductible plus coinsurance. When you reach your annual out-of-pocket maximum, the plan pays 100% for the rest of the year. You are eligible to enroll in the Health Care Flexible Spending Account (FSA).</p>
<p style="text-align: center;"><img src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/1.jpg" width="1080" height="213" alt="" class="wp-image-7501 alignnone size-full" /></p>
<p style="text-align: center;">[ninja_tables id="7452"]</p>[/et_pb_accordion_item][et_pb_accordion_item title="2. UHC $3,200 High Deductible Health Plan w/Optional Health Savings Account:" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" hover_enabled="0" global_colors_info="{}" open="off" sticky_enabled="0"]<p>This option has a higher deductible but lower premiums. You pay 100% of medical and prescription costs until you meet your deductible. Then the plan pays 70% of covered costs. If you reach your out-of-pocket maximum, the plan pays 100% until year-end. You are eligible to enroll in a tax-advantaged Health Savings Account (HSA) to help with out-of-pocket expenses. O&amp;M matches your contributions up to a certain amount depending on your coverage.</p>
<p style="text-align: center;"><img src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/2.jpg" width="1080" height="213" alt="" class="wp-image-7502 alignnone size-full" /></p>
<p style="text-align: center;">[ninja_tables id="7454"]</p>
<ul></ul>[/et_pb_accordion_item][et_pb_accordion_item title="3. Surest PPO Plan" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" hover_enabled="0" global_colors_info="{}" open="off" sticky_enabled="0"]<p style="font-weight: 400;">There’s no deductible or coinsurance. All your healthcare purchases have a fixed price (copay) for your out-of-pocket costs. You are eligible to enroll in a Health Care Flexible Spending Account (FSA).</p>
<p style="font-weight: 400;"><img src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/3.jpg" width="1080" height="210" alt="" class="wp-image-7503 alignnone size-full" /></p>
<p style="font-weight: 400;"><span><strong>Give your doctor’s office this information: </strong></span><span>The Surest network is UnitedHealthcare Choice Plus and Optum Behavioral Health.</span><span></span></p>
<p style="font-weight: 400;">[ninja_tables id="7453"]</p>
<p style="font-weight: 400;">For more info, visit the UnitedHealthcare and Surest websites:</p>
<ul>
<li style="font-weight: 400;">UnitedHealthcare</li>
<li style="font-weight: 400;">Surest (Access Code: OwensMinor2025)</li>
</ul>[/et_pb_accordion_item][/et_pb_accordion][et_pb_text admin_label="Text Content" _builder_version="4.27.0" header_2_font="||||||||" header_2_text_align="left" header_2_text_color="#872434" custom_margin="30px||30px||false|false" custom_padding="0px||0px|0px|false|false" global_colors_info="{}"]<h2>Regional Medical Plan Options</h2>
<p style="font-weight: 400;">Depending on where you live, you may also be eligible to select a Kaiser Medical or UPMC plan for your medical care coverage.</p>[/et_pb_text][et_pb_accordion db_closeable="on" db_initial_state="all_closed" open_toggle_text_color="#872434" open_toggle_background_color="#f2f2f2" closed_toggle_background_color="#ffffff" module_class="my_accordion" _builder_version="4.27.0" _module_preset="default" toggle_text_color="#872434" body_text_color="#FFFFFF" global_colors_info="{}"][et_pb_accordion_item title="1. Kaiser Medical:" open="on" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" global_colors_info="{}"]<p style="font-weight: 400;">Kaiser offers a High-Deductible Health Plan (HDHP) option for teammates in <span><strong>California, Colorado, Georgia, Washington, Oregon</strong></span><span>,<strong> District of Columbia</strong></span><span>, </span><span><strong>Maryland</strong></span><span>, and </span><span><strong>Virginia</strong></span><span>. If you choose this plan, you can also enroll in a Health Savings Account (HSA).</span></p>
<p style="font-weight: 400;"><span><strong>Hawaii </strong></span><span>teammates may enroll in the Point of Service (POS) 405 plan. If you choose this plan, you can enroll in a Health Care Flexible Spending Account (FSA).</span></p>
<p style="font-weight: 400;"><span><strong>Click <a href="select.kaiserpermanente.org/owens-and-minor" target="_blank" rel="noopener">here </a></strong></span><span></span><span><strong>for more information.</strong></span></p>
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<p style="font-weight: 400;">[ninja_tables id="7462"]</p>
<h6 style="font-weight: 400;"><span>*Per Senate Bill 1529: Primary care visit — $5 copay (after plan deductible) for first three visits per year. First three visits are any combination of primary care non-specialty medical services, mental health outpatient services, naturopathic medicine visits, substance use disorder outpatient services, or telemedicine services.</span><span> </span></h6>
<p>[ninja_tables id="7460"]</p>[/et_pb_accordion_item][et_pb_accordion_item title="2. UPMD HDHP EPO" _builder_version="4.27.0" _module_preset="default" body_text_color="#000000" global_colors_info="{}" open="off"]<p style="font-weight: 400;">If you live in <span><strong>Pennsylvania </strong></span><span>(certain ZIP codes), the UPMC HDHP EPO might be your best choice. You don’t have to select a primary care physician, but you must receive your care from in-network physicians and facilities for your care to be covered. You are also eligible to enroll in a Health Savings Account (HSA).</span></p>
<p style="font-weight: 400;">[ninja_tables id="7457"]</p>
<p style="font-weight: 400;"><span>For more information, visit </span><a href="https://www.upmchealthplan.com" target="_blank" rel="noopener"><span><strong>UPMCHealthPlan.com</strong></span></a><span></span><span>.</span></p>
<ul></ul>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type="1_4" _builder_version="4.26.0" background_enable_color="off" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_sidebar orientation="right" show_border="off" _builder_version="4.26.0" _module_preset="default" custom_margin="0px|||-27px|false|false" global_colors_info="{}"][/et_pb_sidebar][et_pb_button button_url="#" button_text="Terms to Know" button_alignment="center" _builder_version="4.27.0" _module_preset="default" custom_button="on" button_border_radius="29px" custom_margin="15px|0px|0px|-29px|false|false" custom_padding="|0px||0px|false|false" custom_css_main_element="width: 100%;" global_colors_info="{}"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Footer Section" module_class="ksec-trans" _builder_version="4.21.0" background_color="#e6e7e8" custom_padding="0px|0px|0px|0px|false|false" collapsed="on" global_colors_info="{}"][et_pb_row use_custom_gutter="on" gutter_width="1" make_equal="on" module_id="new-employees" module_class=" et_pb_row_fullwidth" _builder_version="4.26.0" width="100%" width_tablet="100%" width_phone="" width_last_edited="on|desktop" max_width="100%" max_width_tablet="100%" max_width_phone="" max_width_last_edited="on|desktop" custom_margin="0px||0px||false|false" custom_padding="0px||0px||false|false" make_fullwidth="on" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.21.0" background_enable_color="off" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text admin_label="Text Content" _builder_version="4.26.0" custom_margin="-30px||-10px||false|false" custom_padding="0px||0px||false|false" global_colors_info="{}"]<p><span lang="EN-US"><span>This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. </span>In case of any discrepancy between this Benefits Website and the plan documents, <strong><i>t</i><i><span>he plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. </span></i></strong></span><span>Benefits are not a guarantee of employment.</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]