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<h1>Medical &amp; Prescription Drug</h1>
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<h2>Find the Right Plan for You</h2>
<p style="font-weight: 400;">Consider the following to help you select the plans that fit your lifestyle and needs:</p>

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 	<li>Do you have specific prescription medication needs?</li>
 	<li>Are you anticipating surgery or non-preventive dental care?</li>
 	<li>Did you experience a <strong><a href="https://benefitsmyway.mybenefitport.com/enrollment-and-changes/">Qualified Life Event</a></strong> this year?</li>
 	<li>Do your current plans provide the coverage you need?<strong style="font-size: 14px;"> </strong></li>
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Our medical plan options through UnitedHealthcare (UHC) and Surest have a range of coverage levels and costs so you can select the option that’s best for you. These plans provide in- and out-of-network coverage and prescription drug coverage through OptumRx.
<p style="font-weight: 400;">Note: Both are available in all states except Hawaii.</p>
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You pay a copay for office visits, in-network urgent care, and most covered prescription drugs. For other covered services, you pay the deductible plus coinsurance. When you reach your annual out-of-pocket maximum, the plan pays 100% for the rest of the year. You are eligible to enroll in the Health Care Flexible Spending Account (FSA).
<p style="text-align: center;"><img class="wp-image-7501 alignnone size-full" src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/1.jpg" alt="" width="1080" height="213" /></p>
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This option has a higher deductible but lower premiums. You pay 100% of medical and prescription costs until you meet your deductible. Then the plan pays 70% of covered costs. If you reach your out-of-pocket maximum, the plan pays 100% until year-end. You are eligible to enroll in a tax-advantaged Health Savings Account (HSA) to help with out-of-pocket expenses. O&amp;M matches your contributions up to a certain amount depending on your coverage.
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<p style="font-weight: 400;">There’s no deductible or coinsurance. All your healthcare purchases have a fixed price (copay) for your out-of-pocket costs. You are eligible to enroll in a Health Care Flexible Spending Account (FSA).</p>
<p style="font-weight: 400;"><img class="wp-image-7503 alignnone size-full" src="https://benefitsmyway.mybenefitport.com/wp-content/uploads/2024/08/3.jpg" alt="" width="1080" height="210" /></p>
<p style="font-weight: 400;"><strong>Give your doctor’s office this information: </strong>The Surest network is UnitedHealthcare Choice Plus and Optum Behavioral Health.</p>
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<sup>1 </sup>Costs vary depending on type of treatment.

<sup>2</sup> Copay waived if admitted within 24 hours.

<span style="font-size: 13.3333px;">* </span>Specialty must be filled through Optum Specialty Pharmacy (Mail Order only).

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<p style="font-weight: 400;">For more info, visit the UnitedHealthcare and Surest websites:</p>

<ul>
 	<li style="font-weight: 400;"><strong><a href="https://member.uhc.com/myuhc">UnitedHealthcare</a></strong></li>
 	<li style="font-weight: 400;"><a href="https://www.surest.com/"><strong>Surest</strong></a> (Access Code: OwensMinor2025)</li>
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<h2>Regional Medical Plan Options</h2>
<p style="font-weight: 400;">Depending on where you live, you may also be eligible to select Kaiser Medical for your medical care coverage.</p>
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<p style="font-weight: 400;">Kaiser offers a High-Deductible Health Plan (HDHP) option for teammates in <strong>California, Colorado, Georgia, Washington, and in the Northwest (Oregon and Southern Washington) and Mid-Atlantic (District of Columbia, Maryland, and Virginia)</strong>. If you choose this plan, you can also enroll in a Health Savings Account (HSA).</p>
<p style="font-weight: 400;"><strong>Hawaii </strong>teammates may enroll in the Point of Service (POS) 405 Plan. If you choose this plan, you can enroll in a Health Care Flexible Spending Account (FSA).</p>
<p style="font-weight: 400;"><strong>Click <a href="https://healthy.kaiserpermanente.org/front-door" target="_blank" rel="noopener">here </a></strong><strong>for more information.</strong></p>
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<h6 style="font-weight: 400;">*Per Senate Bill 1529: Primary care visit — $5 copay (after plan deductible) for first three visits per year. First three visits are any combination of primary care non-specialty medical services, mental health outpatient services, naturopathic medicine visits, substance use disorder outpatient services, or telemedicine services.</h6>
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<span lang="EN-US">This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, <strong><i>t</i><i>he plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. </i></strong></span>Benefits are not a guarantee of employment.

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